Privacy Policy

Effective Date: 15 January 2025

At xaltriovia, we take your privacy seriously. This policy explains how we collect, use, and protect your personal information when you use our financial stability analysis services.

We're based in Adelaide and operate under Australian privacy laws. This means you've got strong protections, and we're here to make sure you understand them.

Information We Collect

When you use our services, we collect different types of information. Some you give us directly, and some we gather automatically as you interact with our platform.

Information You Provide

This includes details you share when creating an account, requesting analysis, or contacting our support team:

  • Your name, email address, and phone number
  • Financial information needed for stability analysis
  • Account credentials and security preferences
  • Communication preferences and feedback
  • Payment details when purchasing our services

Automatically Collected Data

Our systems collect certain technical information to keep things running smoothly:

  • IP address and browser type
  • Device information and operating system
  • Pages visited and time spent on our platform
  • Referring website and navigation patterns
  • Login timestamps and session duration

How We Use Your Information

Everything we collect serves a purpose. We don't gather data just for the sake of it.

Primary Uses: We use your information to provide financial stability analysis, improve our services, communicate with you about your account, and ensure platform security.

Purpose Data Used
Service delivery and analysis Financial data, account information, usage patterns
Account management Contact details, login credentials, preferences
Customer support Communication history, account details, technical logs
Platform improvement Usage statistics, feedback, technical performance data
Security and fraud prevention IP addresses, device information, access logs

We occasionally send updates about our services or important account notifications. You can opt out of marketing emails anytime, but we'll still need to send essential service messages.

Data Storage and Protection

Your information lives on secure servers located in Australia. We use industry-standard encryption and security measures to keep everything safe.

Security Measures

  • 256-bit SSL encryption for data transmission
  • Regular security audits and vulnerability assessments
  • Restricted access controls and employee training
  • Automated backup systems with redundancy
  • Multi-factor authentication options for accounts

Despite our best efforts, no online system is 100% secure. If we ever experience a data breach that affects your information, we'll notify you promptly in accordance with Australian law.

Data Retention

We keep your information for as long as your account remains active, plus seven years after closure to meet Australian financial record-keeping requirements. After that, we securely delete everything unless there's a legal reason to retain it longer.

Sharing Your Information

We don't sell your data. Period. But we do share it in limited circumstances when necessary to provide our services.

Service Providers

We work with trusted third parties who help us run our platform. These include hosting providers, payment processors, and analytics services. All partners are bound by strict confidentiality agreements and can only use your data for specified purposes.

Legal Requirements

Sometimes we're required to share information with government agencies or law enforcement. This happens when we receive valid legal requests, need to prevent fraud, or must protect someone's safety.

Business Transfers: If xaltriovia merges with another company or is acquired, your information may transfer to the new entity. We'll notify you beforehand and explain any changes to how your data is handled.

Your Rights Under Australian Law

The Australian Privacy Principles give you significant control over your personal information. Here's what you can do:

Access and Correction

You can request a copy of all personal information we hold about you. If something's incorrect, let us know and we'll fix it promptly. There's no charge for reasonable requests.

Data Portability

Want to take your data elsewhere? You can request a machine-readable copy of your information to transfer to another service provider.

Deletion Rights

You can ask us to delete your account and associated data. We'll comply unless we're legally required to retain certain records. The deletion process typically takes 30 days to complete fully.

Marketing Preferences

Opt out of marketing communications anytime through your account settings or by clicking unsubscribe links in our emails. Your preference updates immediately.

Complaint Process

If you're concerned about how we've handled your information, contact our privacy officer first. We'll investigate and respond within 30 days. If you're not satisfied with our response, you can lodge a complaint with the Office of the Australian Information Commissioner.

Cookies and Tracking Technologies

Like most websites, we use cookies to make your experience better. These small files help us remember your preferences and understand how people use our platform.

Types of Cookies We Use

  • Essential cookies: Required for basic platform functionality and security
  • Performance cookies: Help us understand usage patterns and fix issues
  • Preference cookies: Remember your settings and choices
  • Analytics cookies: Provide insights into how we can improve

You can control cookie settings through your browser. Blocking certain cookies might affect how some features work, but essential functionality will remain available.

Children's Privacy

Our services aren't designed for anyone under 18. We don't knowingly collect information from minors. If we discover we've accidentally gathered data from someone underage, we'll delete it immediately.

International Data Transfers

Your data stays in Australia. We don't transfer personal information overseas. If this changes in the future, we'll update this policy and ensure any international transfers comply with Australian privacy laws.

Changes to This Policy

We review and update this privacy policy periodically. Significant changes trigger an email notification to all active users. Minor updates get posted here with a new effective date.

We recommend checking back occasionally, especially if it's been a while since you last reviewed our practices. Your continued use of xaltriovia after changes take effect means you accept the updated policy.

Third-Party Links

Our platform might include links to external websites or services. We're not responsible for their privacy practices. When you leave our site, we encourage you to read the privacy policy of any service you visit.

Questions About Privacy?

Our privacy officer handles all data protection inquiries. Get in touch if you want to exercise your rights, have concerns, or just need clarification about how we handle your information.

Mail: 160 Currie St, Adelaide SA 5000, Australia